12/25/2023 0 Comments Virtual bookkeeping definitionHe also pointed out that a virtual close allows them to change direction and refocus resources quicker. This gives accounting and finance organizations the ability to shape the direction of the organization.” “Maybe you'll be able to predict that earlier based on current, real-time data. “Say Asia has a downturn in their economy,” Andrew said. The real-time data that modern, virtual accounting enables better prepares management to tackle future challenges, manage growth, and even analyze trends by regions. With an impact on customer behavior, supply chains, liquidity, foreign exchange, country-level operations, and business functions, enterprises are still faced with economic uncertainty.įinance and functional leaders are continually adjusting forecasts and assumptions, and require faster access to data to do so. So companies are making decisions based on old data instead of accurate, real-time data.” Building Resilience with Virtual Accounting He adds that when companies take weeks to close the books, so much time has passed that information may no longer be accurate or relevant. “This is a focus for us with our clients at UHY Consulting.” They can also be confident that things like their sales forecast are accurate (or inaccurate), and they can course correct far more quickly,” says Andrew. “From a business development perspective, they may know when it's time to do inventory-if it’s necessary to increase marketing efforts around a particular product, and make critical decisions in real time. The real-time access to accurate and detailed operating data equips decision makers to achieve sales targets and better manage expenses. How Virtual Accounting Improves Business Agility When your manual processes are automated, your people have more capacity to do value-adding work.Īndrew explains that a true virtual close is when someone can produce a financial statement at any time, so they have the ability to do real-time analysis-and a finance team needs people with the skillset required to perform that analysis. Then you need to look at the underlying processes that are involved, eliminate the non-value, nonessential activities, redesign some process flows, automate, and then, most importantly, continuously evaluate and improve your processes.” The Role Your People Play in a Virtual Close A virtual close means accounting and finance teams can collaborate from anywhere to unify data and processes across disparate systems, with visibility and reporting on all activities.Īndrew defines the virtual close this way: “It’s using technology to produce financial statements at any time, on demand. And it’s caused them to embrace technology and automation that makes their lives easier and equips them to close virtually with confidence.Ī virtual close is the successful monitoring and execution of period-end financial close processes in a distributed environment. It was a challenge to pivot so suddenly to virtual work, but it also helped accountants (who have been resistant to change) realize that they are capable of changing the way they work. With the right technology, companies can do the same activities that they were performing in person, but now virtually.” Defining the Virtual Closeĭuring a recent Genpact webinar, 70% of participants said that COVID-19 has had a positive impact on their financial close process. And companies operating with antiquated systems that were very manual in nature had a much more difficult time becoming virtual, but many have been forced to adopt new accounting automation technologies and undergo some sort of finance transformation.”Īndrew adds, “Leadership needed something that gave them the comfort, visibility, and controls they had back when they were able to walk to somebody's desk, get a signature on something, and be comfortable that the right person had reviewed it. Regarding the impact the COVID-19 pandemic has had on virtual accounting, Andrew Borsuk, Principal at UHY Consulting says, “At the start of the pandemic, I think a lot of companies were doubting whether they were going to be able to pull off working with a distributed workforce. Virtual accounting reduces travel expenses and commuting time, and it can boost productivity with less interruptions. It’s also scalable and sustainable-unlike the traditional, manual processes that have long challenged accounting teams and bound them to working in a corporate office five days a week. This modern way of working is more flexible, efficient, and cost-effective. Virtual accounting is achieved when your accounting and finance teams have the technology they need to perform all their activities and tasks virtually, without needing to be physically present in the office.
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12/25/2023 0 Comments Snap stock outlookJust as with Facebook in its early days, Pinterest is at the pre-monetization stage, where it’s very hard to place a valuation on its business. That’s because the company’s business model, which relies on the sharing of ideas and organizing creative projects through social media, isn’t being monetized nearly to the extent it could be. I think there’s some value to Pinterest as a long-term play in this space. Thus, for a few years, PINS stock has been on the out for growth investors. However, much of the pain for Pinterest was felt in mid-2021, leading to a sharp decline which ultimately provided easier comps for this social media giant. That’s mainly due to the fact that over the past 12 months, PINS stock is only down 5% – a relatively muted drop relative to its peers. Source: Nopparat Khokthong / Īmong the social media stocks that have been beaten down over the past year, Pinterest (NYSE: PINS ) certainly deserves a look. Personally, I see these as distractions from the bigger picture – this is among the best social media stocks out there, producing incredible cash flows other companies can only dream of. Additionally, concerns around Meta’s shift toward the Metaverse will remain. However, once exchange rate fluctuations are removed, this figure becomes a 2% growth. The good news is that this goal is more attainable than it appears, given the company’s 4% year-over-year sales decrease in Q3. The company is expected to announce a 3% drop in sales when it releases its Q4 earnings in early February 2022.ĬEO Mark Zuckerberg and his team face the task of restoring growth to the business. The social media company saw its revenue growth stall, resulting in a decrease in earnings for the nine months ending in September. Meta Platforms had a disastrous 2022, crashing more than 50%. The company, formerly known as Facebook, created an entirely new sector after all. Meta Platforms (NASDAQ: META ) continues to be the top pick for investors seeking exposure to the social media sector, being a dominant player in the industry since the inception of social media. 12/25/2023 0 Comments Florida flood insurance quoteIn areas with high hurricane risks, such as the Atlantic coast in South Florida, the countywide averages for a Citizens’ policy range from $5,100 to $6,800. Its average policy is far below the private market - about $3,700. The only way someone qualifies for insurance from Citizens is if the lowest quote they get from a private insurer is more than 20% greater than the Citizens’ quote. The state does provide an alternative to the private sector - the Citizens Property Insurance Corp., which was set up in 2002 as an insurer of last resort for those who couldn’t find coverage in the private market. But he said to the extent that happens, “it’s because of the abuse that has gone on for so many years.” Had the market been properly regulated through the good years, when there were no hurricanes, the abusive and undercapitalized companies would not have been let loose on the homeowners of Florida while their executives plundered the profits.”Įven Friedlander said it is possible that the new limits on lawsuits will leave some homeowners unable to collect on legitimate claims. “The homeowner’s insurance crisis is a regulatory failure. Insurance companies have been allowed to plunder profits from the state in the form of excessive payouts to executives and sister companies and by shortchanging policyholders,” said Stephen Cain, president elect of the trade group representing Florida trial lawyers. Trial lawyers dispute that frivolous or fraudulent lawsuits are the cause of the problem, blaming lack of proper regulation on the insurance industry by the state. But wind damage to homes and roofs are covered under homeowners’ insurance policies. Much of the damage caused by hurricanes comes in the form of flood damage, which is covered not by private insurers but by the National Flood Insurance Program, a federal agency. Hurricane Ian last fall caused $114 billion in inflation adjusted damage, according to NOAA, making it the most expensive storm to ever hit the state, and the third most expensive in US history after 2005’s Katrina and 2017’s Harvey.īut for the most part Florida has gotten off fairly easy in recent years, with no hurricanes making landfall in the state from 2019 through 2021. The Atlantic hurricane season is projected to be about normal this year, according to the National Oceanic and Atmospheric Administration, with a 30% chance of an above normal season, and a 30% chance of fewer hurricanes than normal. It’s still a mess.”įlorida’s location and low elevation makes It particularly susceptible to hurricane damage. “That volume of lawsuits will drive more of these regional companies out of business. “That will muddy the marketplace for years to come,” said Friedlander. The insurance industry pushed for and won a number of reforms meant to curb what it saw as abuse, but so far it hasn’t changed the outlook for insurers, partly because of a flood of nearly 300,000 lawsuits the III said was filed just before the law took effect. “This is a man-made crisis,” said Mark Friedlander, spokesperson for the Insurance Information Institute, who is based in Florida. The insurance industry insists that the state’s risk from hurricanes is only part of the problem, and points to a legal system it says promoted litigation abuse and excess claims. Homeowners in the state pay private insurers about $6,000 a year, compared to a national average of $1,700. And to try to stay solvent, the remaining insurers are charging rates nearly four times as high as the national average. Six were forced to liquidate last year, another one earlier this year. Just more than half of insurers based in Florida are on the state insurance regulator’s watch list due to their financial health. Meanwhile, the regional and local insurers left to provide coverage are in bad shape. No other major insurer has as much as 2%. But in Florida, State Farm has about 7% of the market, according to the Insurance Information Institute, an industry trade group. Big insurance companies dominate more than half the market in the rest of the country. National insurers have very little presence in Florida. But no matter how many storms hit Florida this year, the state’s residents are already struggling as they try to get homeowners’ insurance. Hurricane season officially starts Thursday. (This theme was introduced in Cost and Industry Structure). Natural MonopolyĮconomies of scale can combine with the size of the market to limit competition. The other is legal monopoly, where laws prohibit (or severely limit) competition. One is natural monopoly, where the barriers to entry are something other than legal prohibition. There are two types of monopoly, based on the types of barriers to entry they exploit. Thus, in markets with significant barriers to entry, it is not true that abnormally high profits will attract new firms, and that this entry of new firms will eventually cause the price to decline so that surviving firms earn only a normal level of profit in the long run. Barriers may block entry even if the firm or firms currently in the market are earning profits. In other cases, they may limit competition to a few firms. In some cases, barriers to entry may lead to monopoly. Once the rights to all of them have been purchased, no new competitors can enter the market. For example, there are a finite number of radio frequencies available for broadcasting. Barriers to entry can range from the simple and easily surmountable, such as the cost of renting retail space, to the extremely restrictive. Barriers to entry are the legal, technological, or market forces that discourage or prevent potential competitors from entering a market. These profits should attract vigorous competition as described in Perfect Competition, and yet, because of one particular characteristic of monopoly, they do not. Analyze the importance of trademarks and patents in promoting innovationīecause of the lack of competition, monopolies tend to earn significant economic profits.Explain how economies of scale and the control of natural resources led to the necessary formation of legal monopolies.Distinguish between a natural monopoly and a legal monopoly. 12/25/2023 0 Comments Sgws of nycThe SGWS NYC DWS (Direct Warehouse Sales) and Office is a 4,485-square-foot, multi-purpose center with a focus on customer service and hospitality. And now, customers can shop the Liquid Insights Tour and some of the initial trends we’ve discovered by visiting us on Proof® here.NEW YORK-( BUSINESS WIRE)- Southern Glazer’s Wine & Spirits of New York (Southern Glazer’s), the preeminent distributor of beverage alcohol, is proud to announce the opening of a state-of-the-art facility in Midtown Manhattan. Make sure to follow us on social to stay up to date on more insights from this trip and stay tuned for the next stop on our Liquid Insights Tour. In fact, that’s been true across all our visits and I’m proud Southern Glazer’s can be a part of helping our restaurant and bar community continue to recover in this post-pandemic world. However, the most exciting thing about our time in New York was that it confirmed how resilient the city, and especially its hospitality industry, continues to be. Like the other cities we’ve visited so far, cultural integration and influence in cocktail and wine programs in New York is very apparent. While wine pricing tended to be elevated ($20+ by-the-glass very common), we did see one exceptional neighborhood restaurant in Brooklyn that priced its wine slightly lower than its cocktails to drive velocity. Half bottles were also featured often for that consumer or table of two looking for two glasses of exceptional (and fresh) wine. One stunning fine dining location had a reserve Champagne sold by the glass for $75 and was selling enough through sommelier suggestive selling to not require special preservation. or Spain, and cremat or Champagne from France. In terms of sparkling, as in other markets, it continues to gain placement “share” on menus leveraging prosecco, brut from the U.S. On the wine front, we largely saw restraint in the number of by-the-glass options. Canned CBD cocktails were seen at one highly innovative venue on their expansive non-alcoholic offering section (priced $11-$13 by the way). This was the first market we saw sparkling tea and non-alcohol sparkling wine and still wine used in non-alcohol drinks. Premium and elegant non-alcohol cocktails were commonplace and elevated in price – with several places line-pricing alcohol and non-alcohol offerings in some cases as high as $17 per drink. The most-innovative solution was using mid-sized Nutribullet® blenders behind the bar to make two to three drinks at a time, with easier clean-up and less noise than a larger blender.Īs in our other Liquid Insights Tour stops, espresso and cold brew cocktails were in full force. Simple and delicious frozen cocktails were seen here more than other markets – although this may have been due to the time of year. This great ingredient allowed bartenders to add unique delicate flavors and acidity, without adding a lot more alcohol content. Sherry in all its forms were used in cocktails a lot more in New York than other cities we’ve visited. Regardless of the ingredient, these flavors were typically nuanced and not explosive in flavor, keeping the cocktails in balance. These accents were also leveraged through herbal, bitter and spiced liquors (like Falernum) as seen in other markets. There were more vegetal, herbal and spiced accents utilized here in cocktails, as well as chamomile tea infused or otherwise incorporated into syrups, citrus, spirits, and vermouths. First, presentations were largely simple and/or elegant, versus elaborate and contrived. This was expressed in a wide range of ways. Having Allen Katz, our Director of Mixology & Spirits Education and owner of New York Distilling Company, join me as our local expert and guide paved the way for an amazing tour.Īfter visiting 15 locations across casual, fine dining and neighborhood cocktail bars, one underlying theme emerged: innovation with restraint. Like other large cities, operators are navigating a balancing act – doing business while more consumers are working from home at the same time residents are moving in/back and renting or buying real estate at pre-pandemic levels. We made sure to visit Manhattan, as well as the most-populated borough in the city, Brooklyn, to see each of their unique perspectives. That’s why the Liquid Insights Tour, Southern Glazer’s extensive, coast-to-coast educational initiative that explores and identifies the latest trends in mixology and wine, would not be complete without taking a bite out of the Big Apple. As one of the first cities hit, and arguably hit hardest, by the pandemic, it was important that we visited New York to see how the city and its on-premise scene has rebounded. 12/25/2023 0 Comments Snow accumulation massachusettsTuesday: Mostly cloudy, showers possible early in the day. Storm Team 10 Weather Blog: Read the latest weather news and headlines for Southern New England.įriday: Partly cloudy and breezy. Temperatures take a dip into next week with some rain risks, but not until Tuesday morning. Elsewhere, the winds won’t be as strong, but where the snow does pile up to near 6 inches, there might be some isolated outages just from the sheer weight of the snow. Combined with a small accumulation of wet, heavy snow, there might be some power outages. With a little more sunshine Sunday, temperatures again top out near 60 with dry skies. See radar and maps showing expected snowfall totals in Massachusetts. Across the Northeast, the Weather Service reported these as the highest snowfall totals as of 5 p.m. Our temperatures are still able to squeeze out highs near 60. State Snow Programs Snow & Climate Monitoring Snowpack Precipitation. High temperatures head into the middle 50s, so we finally see the return of a more seasonable feel! Gusty southwest winds may make it feel cooler, though.Ĭloudiness begins to impact the region Saturday, with mostly cloudy to partly sunny skies at times. Massachusetts saw its first significant snowstorm of the season on Friday, with some communities across the state seeing around a foot of accumulation. From: Christina Erne, Storm Team 10 M eteorologist:Īfter another chilly start with some clouds at the coast, we head into a partly cloudy to mostly clear day. 12/25/2023 0 Comments Sweet red grapefruitaurantium, Syn: Citrus × paradisi) is a subtropical citrus tree known for its relatively large, sour to semi-sweet, somewhat bitter fruit. Our Grande box is a 30-lb box of either fresh-harvested Rio Red Grapefruit or Sweet Oranges from South Texas.The grapefruit ( Citrus × aurantium f. Our season runs from Nov-May for oranges, grapefruit and mandarins. The fruit is NOT gassed, rather it is tree-ripened. Our Rio box is a 15-lb curated box of our fresh-harvested citrus from South Texas. Try our seasonal citrus box while its available.the Craft Citrus Club! Now that you know how to pick a ripe grapefruit, it's time for you to enjoy one by itself or as part of delicious grapefruit recipes! The color, shape, and texture can tell you whether or not your grapefruit is ready to enjoy. However, once spring arrives, the grapefruits will fall from the trees to make room for new fruits. It is also possible to leave the grapefruits on the trees through the winter to ensure they stay fresh the longest. Some growers prefer to pick grapefruits late in the fall because they claim it has a better flavor. However, for the most part, grapefruits are ready to pick in early fall. The ripening season depends on the climate where the trees grow. Also, cooler climates tend to produce more acidic grapefruits. Growing grapefruits in different climates will have slightly picking times. Grapefruits are tropical fruits that originated in sub-tropical weather, which makes them sensitive to the cold. If you don't want to eat your grapefruits right away, storing them in the fridge or someplace dark can help them last longer. However, try to avoid placing them under direct sunlight. You can expect them to last for about 10 days. If you want your grapefruits to have a long shelf life, there are a few things you can do.įor best results, you should keep your grapefruits at room temperature in a fruit basket. If you notice the grapefruit is really soft or has softer spots, it's a sign it's going bad. A heavy grapefruit means it will burst with juice. You want to also make sure the grapefruit is heavy and plump. Grab a grapefruit and make sure it has a smooth and thin skin. When grapefruits are ready to eat, they should have a smooth texture. Some ripe grapefruits have oval shapes, flat tops and bottoms, and other imperfections. When you choose a grapefruit, make sure it has a few shape imperfections. However, grapefruits that are too round are not ready for the picking. Most people like to go to the grocery store and pick the roundest fruits. To know for sure if a grapefruit is ripe, check to make sure you don't see any green patches. For example, grapefruits come in red, white, pink, pomelo, and oroblanco, so the color might not tell you much about whether they're ready to enjoy. Look at the ColorĪlthough it might be difficult to tell when a grapefruit is ripe, there are a few tricks. How do you know if you will enjoy a sweet and juicy grapefruit or a sour one? In this article, we will walk you through how to tell when to pick a ripe grapefruit. An easy way is to grow your own grapefruit tree! With all of these benefits, you should always have some grapefruits available in your house. Grapefruits are low in calories, rich in vitamin C, promote a healthy immune system, and promote heart health. Is your grapefruit ripe and ready to be picked? How can you tell? Check out the tips below to learn how to spot a grapefruit that's ripe and ready to eat. 12/25/2023 0 Comments Google chrome extensions for teachersStudents can benefit from using the Keep extension by saving websites that they research and adding notes to describe how they plan to use the information. You can also organize your notes by adding labels to them and as Keep syncs across all of your devices, you’ll have access to your notes no matter where you are. With Keep, you can also create color-coded checklists with check boxes and set location reminders so the next time you are at the store it will remind you to buy the items you need for a project coming up in your class. For example, if you found a lesson on integrating quotes in writing that you really like but you have a modification that makes it better tailored to your students, you could add your idea as a note so you don’t forget about it. With this extension, you can save important websites, images, and quotes and add notes that you can reference later. Google Keep works like a digital set of sticky notes, which you can use to store information from a variety of sources and organize in a way that is most helpful for you. Professional Development Digital transformation. Digital Backpack Digital resources on demand.This time-saving extension goes beyond basic copy-and-paste functionality and works anywhere in Chrome including ChatGPT. It supports popular search engines and allows users to chat with ChatGPT about the query and answer. It lets you create custom templates for frequently used phrases and ChatGPT commands. ChatGPT for Google is a Chrome extension that displays ChatGPT’s response alongside search engine results. It allows you to record your screen, your voice. Loom is a Chrome extension that teachers can use to create video content easily and effectively. Student Dashboard Executive functioning skills The Text Blaze Chrome extension is a powerful tool designed to streamline the workflow of busy teachers. Simply put, Google Chrome extensions are small software programs or tools that you can add to your Google Chrome browser to customize your browsing experience.Workspace Differentiation and personalization.Creating success for all learners at Wolf Creek Public Schools with Hāpara.A K-12 tech rollout roadmap at Prince George’s County Public Schools.Driving equity in Alberta, Canada through the spirit of collaboration. The best Google extensions for teachers can streamline research, improve course-planning and even engage students in new ways. 12/25/2023 0 Comments Adult chatbot with videoIt feels a bit crowded - and undeniably eerie - as Dakotah leads us around. The production floor is smaller than I'd expected, hardly bigger than a basketball court. Abyss built her as a prop for the Bruce Willis sci-fi flick "Surrogates" - we pass beneath her spread stance like it's a gateway into the uncanny valley. Many on that slick-soled team of designers have backgrounds in Hollywood special effects, and sure enough, a custom-built, alien-looking doll with gray skin and robotic, tentacle-like hair stands watch over the stairwell. He cautions us to cling to the rail - workers can't help but track liquid silicone on their shoes, and that makes things slippery. I'm sending these out every day."ĭakotah leads us down a flight of stairs to the RealDolls production floor. "A man can wear these and he will basically be as close to a woman as you're going to get without surgery. "We call these girl shorts," he says, holding up a $1,500 wearable female midsection that's just as realistic-looking as any of the dolls. Abyss products are also popular among transgender customers, Dakotah tells me. Today, more than 20 years later, he says his company has sold several thousand RealDolls at a current pace of a few hundred per year, along with a variety of partial-body dolls and wearable prosthetics, like a vest with silicone breasts the company sells to mastectomy patients. Soon, visitors to his site offered to pay him to make anatomically correct versions of his work. "It was more of a high-end mannequin."Īs a young artist looking to make a name for himself, McMullen posted photos of his mannequins on the web. "My original creation, in terms of what a RealDoll is today, was not intended to be a sex toy in any way," he says. Tan, lean and tattooed, he looks every bit the California dreamer, and his fixation on re-creating the human form spans decades. The source of that artistry is undoubtedly McMullen, a sculptor who started Abyss Creations in his garage in 1997. From their painstakingly hand-painted irises to the creases on the backs of their feet, each one is stunningly lifelike up close. Tom described them to me as functional works of art, and he's right. They look great on camera and they never complain about long hours.Įven the most glamorous of these photos don't do the dolls justice. Photographers love using RealDolls as models, he tells me with a smile. He catches me taking in the imagery on the walls. Our guide for the day is Dakotah Shore, McMullen's nephew and Abyss' head of shipping, operations and media relations. But the company draws the line at animals, children and re-creations of people who haven't given their permission to be replicated, celebrity or otherwise. McMullen says his team can make just about anything to order for the right price. Watch this: Touring a factory where sexbots come alive Should customers choose, they'll be able to swap one in for their RealDoll's original head for a cool $10,000. The talking, animatronic head with AI built in goes on sale at the end of this year. Preconfigured models start at a few thousand dollars, while the highly customized doll Tom purchased cost nearly $17,000. Any one of them - the dolls, and the fantasies they inspire - can be yours for the right price. The rest of the walls, meanwhile, are lined with framed, posterized photos of RealDolls in a variety of imaginative settings and inviting poses - a sexy librarian reaching for a tome on the top shelf, for example, or an Amazonian bombshell sprawled out seductively on a chaise lounge. Each has a look of its own, but with eyes half open and lips parted, all bear the same vague, vacant stare of frozen arousal, as if they'll wait as long as it takes to experience a partner's touch. Behind them is a makeshift showroom featuring a squad of scantily uniformed dolls and a corner lined with rows of doll heads that showcase the available hairstyles and facial designs. 12/25/2023 0 Comments Vpn unlimited for pc downloadWe’ve chosen five VPNs that will keep you protected, however, only two free VPNs - ProtonVPN and - offer unlimited data. While it’s not as great as unlimited data, it’s the one of the most secure services and the fastest free VPN out there as such, it deserves a mention.Īlthough having unlimited data is great, it’s important to ensure you choose a safe and reliable VPN service. Windscribe is a great service that offers a generous 15GB of free data.If you want to use a premium service, you can sign up for ExpressVPN or NordVPN and use the 30-day money-back guarantee (or continue using it if you like the service).Proton VPN and are the best free VPN services that offer unlimited data.This guide helps you find the best free VPN with unlimited data. Using them ensures you’re using a safe service, though with fewer features than you get with the paid plan. Fortunately, a few premium services offer excellent free plans. The problem? Most free VPNs, whether they offer unlimited data or not, are risky. MP4 Repair: How to Fix Corrupted Video Files in 2019įacts checked by Vildana Bratic ( Video Editor, Fact-Checking Editor)Īll our content is written fully by humans we do not publish AI writing.įinding a free Internet VPN with unlimited data is easy.Best Choice Stellar Phoenix Data Recovery.How to Create a Strong Password in 2023: Secure Password Generator & 6 Tips for Strong Passwords.How to Securely Store Passwords in 2023: Best Secure Password Storage.Best Password Manager for Small Business.Online Storage or Online Backup: What's The Difference?.Time Machine vs Arq vs Duplicati vs Cloudberry Backup. |
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